Documentation Checklist

This checklist will provide you with a typical listing of information you may need to have ready to apply for your loan. Please keep in mind that you will need to submit original documents.

  • Completed Loan Application
    Signed and dated by all loan applicants
  • Income Documentation
    Hourly and Salaried Employment
    Original W-2 for the past year and original paycheck stub showing year-to-date income (within the last 60 days)
  • Self-employed and Sole Proprietors
    Complete copy of previous year's federal tax return
    Copy of year-to-date Profit and Loss statement
  • Self-employment Corporation
    Copy of Form 1120 for previous year
    Copy of year-to-date Profit and Loss Statement
    Complete copy of federal tax return for previous year (including all schedules)
    Original W-2 for the past year (if applicable)
    Original paycheck stub showing year-to-date income (if applicable)
  • For Retirement Income
    Original Social Security Award Letter or Pension Award Letter
  • For Rental Income
    Copy of complete tax return for previous year (including Schedule E)
    Copy of lease or rental agreement for all properties
  • Other Income
    (for child support, alimony or separate maintenance, provide a one-year history of receipt and a copy of the fully executed divorce decree, if applicable and evidence of 1 full year of receipt of payments
  • Documentation of Assets
    Originals of the two most recent account statements for all checking, savings or other asset accounts
  • Obligations (debts other than consumer credit accounts)
    A copy of the fully executed divorce decree indicating the amount of child support, alimony or separate maintenance payments, if applicable.
  • Property
    For purchase loans, a copy of the fully executed purchase contract

*Additional documents may be required